Please read these terms carefully before using our services or website.
By accessing or using the David Clarke Insurance website and services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access our website or use our services.
You must be at least 18 years old to use our services. By using our website, you represent and warrant that you meet this age requirement.
If you create an account with us, you are responsible for:
Insurance quotes provided through our website are estimates based on the information you provide. Final coverage terms and premiums are subject to underwriting approval by the insurance carrier.
Insurance policies are not bound until you receive confirmation from the insurance carrier. We are not responsible for coverage gaps that may occur during the application process.
David Clarke Insurance operates with licensed insurance agents. We represent multiple insurance carriers and will work to find suitable coverage options for your needs.
The content, features, and functionality of our website, including but not limited to text, graphics, logos, images, and software, are owned by David Clarke Insurance and are protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from any content on our website without our express written permission.
You agree not to engage in any of the following prohibited activities:
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that:
To the fullest extent permitted by law, David Clarke Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services.
Our total liability for any claims arising from your use of our services shall not exceed the amount you paid to us in the twelve months preceding the claim.
You agree to indemnify, defend, and hold harmless David Clarke Insurance, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising out of or related to:
Our website may contain links to third-party websites that are not owned or controlled by David Clarke Insurance. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites.
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes are posted constitutes your acceptance of the revised terms.
We may terminate or suspend your access to our website and services immediately, without prior notice or liability, for any reason, including if you breach these Terms and Conditions.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.
Any disputes arising out of or related to these Terms and Conditions shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in California.
If any provision of these Terms and Conditions is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.
If you have questions or concerns about these Terms and Conditions, please contact us:
David Clarke Insurance
372 West Spruce Avenue
Clovis CA 93611
Phone: +1 (424) 286-5607
Email: [email protected]