Insurance Services

Comprehensive Coverage for Every Need

From auto to travel, we provide personalized insurance solutions that protect what matters most to you and your family.

6
Insurance Types
Comprehensive coverage options
24/7
Support Available
Always here when you need us
Fast
Claims Processing
Quick turnaround times
100%
Transparent Pricing
No hidden fees or charges

Services Designed Around You

We understand that every individual and family has unique needs. That's why we offer a full range of insurance services backed by expert guidance and genuine care.

Vehicle Protection

Auto Insurance

Protect your vehicle and yourself with comprehensive auto coverage tailored to your driving habits. Whether you're a daily commuter, weekend driver, or have a teenage driver in the household, we'll find a policy that matches your lifestyle, budget, and risk profile. Our auto insurance plans offer flexible payment options, multi-vehicle discounts, and coverage that travels with you across state lines. From liability-only coverage to full comprehensive protection, we help you understand exactly what you're paying for and why it matters.

Collision & Comprehensive Coverage
Liability Protection (Bodily Injury & Property)
24/7 Roadside Assistance
Rental Car & Towing Coverage
Uninsured/Underinsured Motorist Protection
Multi-Car & Safe Driver Discounts
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Property Coverage

Home Insurance

Your home is more than a building - it's where memories are made, families gather, and life unfolds. We offer comprehensive coverage that protects your property, personal belongings, and peace of mind against fires, theft, storms, and other unexpected events. Whether you own a single-family home, condo, or rental property, our customizable policies cover dwelling protection, personal property, additional living expenses if your home becomes uninhabitable, and liability coverage if someone is injured on your property. We also offer optional riders for high-value items like jewelry, art, and electronics, ensuring everything you cherish is fully protected.

Dwelling & Structure Protection
Personal Property Coverage
Personal Liability & Medical Payments
Natural Disaster & Weather Damage
Additional Living Expenses Coverage
Valuable Items & Jewelry Protection
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Senior Healthcare

Medicare Insurance

Navigating Medicare can be overwhelming, especially when you're approaching 65 or dealing with qualifying life events. Our experienced Medicare specialists simplify the entire process, breaking down the differences between Original Medicare (Parts A & B), Medicare Advantage (Part C), Medicare Supplement (Medigap), and Prescription Drug Plans (Part D). We help you understand enrollment periods, compare plan costs and benefits, evaluate network restrictions, and choose coverage that aligns with your healthcare needs, preferred doctors, and prescription requirements. Whether you're enrolling for the first time or switching plans during open enrollment, we provide clear guidance every step of the way so you can make informed decisions about your healthcare coverage.

Medicare Advantage (Part C) Plans
Medicare Supplement (Medigap) Plans
Prescription Drug Coverage (Part D)
Enrollment & Annual Review Assistance
Provider Network Evaluation
Plan Comparison & Cost Analysis
Get Medicare Insurance Quote
Medical Coverage

Health Insurance

Quality healthcare shouldn't come with financial stress or uncertainty. We connect individuals, families, and self-employed professionals with health insurance plans that provide comprehensive medical coverage at rates that fit your budget. Our health insurance options include HMO, PPO, and EPO plans with varying deductibles, copays, and network options. Whether you need coverage through the Health Insurance Marketplace (ACA/Obamacare), short-term health plans for gap coverage, or private insurance outside the exchange, we help you compare benefits, understand out-of-pocket costs, evaluate provider networks, and select a plan that covers your doctors, prescriptions, and anticipated healthcare needs. We also assist with subsidy eligibility, special enrollment periods, and ongoing plan management to ensure your coverage evolves with your life.

Individual, Family & Group Plans
ACA Marketplace & Private Plans
Preventive Care & Wellness Programs
Hospital, Surgical & Emergency Coverage
Prescription Drug Benefits
Mental Health & Maternity Coverage
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Family Protection

Life Insurance

Secure your family's financial future and provide lasting protection for the people who matter most. Life insurance ensures your loved ones can maintain their lifestyle, pay off debts, cover final expenses, and achieve long-term goals even if you're no longer there to provide for them. We offer a full range of life insurance products including term life (10, 20, or 30-year coverage), whole life (permanent coverage with cash value growth), universal life (flexible premiums and death benefits), and final expense insurance for seniors. Whether you're a young parent looking for affordable coverage, a business owner protecting your company's key employees, or planning your estate, we help you calculate the right coverage amount, compare premium costs, understand policy riders, and select a policy that aligns with your financial goals and family needs.

Term Life Insurance (10, 20, 30 Years)
Whole Life & Universal Life Plans
Final Expense & Burial Insurance
No Medical Exam Options Available
Cash Value Accumulation (Permanent Plans)
Living Benefits & Policy Riders
Get Life Insurance Quote
Trip Coverage

Travel Insurance

Travel with confidence knowing you're fully protected against the unexpected events that can disrupt your trip and drain your wallet. Whether you're planning an international vacation, domestic getaway, cruise, adventure trip, or frequent business travel, our travel insurance policies safeguard your investment and provide peace of mind. Coverage includes trip cancellation and interruption (if you need to cancel or cut your trip short due to illness, family emergencies, or severe weather), emergency medical expenses abroad (where your regular health insurance may not cover you), evacuation services, lost or delayed baggage, flight delays and missed connections, and 24/7 emergency travel assistance. We offer single-trip policies for one-time travelers and annual multi-trip plans for frequent flyers, with optional add-ons for adventure sports, rental car damage, and cancel-for-any-reason coverage.

Trip Cancellation & Interruption
Emergency Medical & Evacuation
Baggage Loss, Damage & Delay Coverage
Flight Delay & Missed Connections
24/7 Global Travel Assistance
Annual Multi-Trip Plans Available
Get Travel Insurance Quote

How We Make Insurance Simple

Getting the right coverage shouldn't be complicated. Our streamlined process makes it easy to find, compare, and secure the protection you need.

1

Tell Us Your Needs

Share your coverage requirements, budget, and preferences through our simple questionnaire.

2

Compare Options

Review personalized recommendations from top providers, with clear comparisons and no hidden fees.

3

Get Expert Guidance

Speak with our licensed agents who explain your options and answer all your questions.

4

Secure Coverage

Finalize your policy with easy enrollment and enjoy ongoing support whenever you need it.

Why Families Trust David Clarke Insurance

We've built our reputation on transparency, reliability, and genuine care for our clients. When you choose us, you're not just getting insurance - you're gaining a partner committed to your peace of mind.

Licensed Experts

Our team of certified insurance professionals brings years of experience and industry knowledge to every consultation.

Unbiased Recommendations

We work with multiple carriers to find you the best coverage, not the highest commission.

Dedicated Support

From enrollment to claims, we're here to help every step of the way with real human support.

Trusted By Families Across California

We've helped thousands of individuals and families find the right insurance coverage. Our commitment to excellence and personalized service has made us a trusted name in the community.

98%

Client Satisfaction

15+

Years Experience

Ready to Find the Right Coverage?

Let us help you compare plans and secure the protection you need. Get personalized quotes from top providers with expert guidance every step of the way.

Get a Free Quote